Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.  Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC www.sipc.org .  6800 JERICHO TURNPIKE, SUITE 202W, SYOSSET, NY 11791, 516.364-420

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